The most popular post on my blog is this one –> How To Be Rich In Your Twenties.
It seems it’s a pretty valid topic, given that us millennials need all the help we can get in this department. We’re always trying to find ways to save money.
Between student loans and a ridiculously inflated housing market, if we want to be able to survive on our own, we need to save money.
I repeat: We need to save A LOT of money.
So here are some of my favorite ways to save that don’t take a whole lot of effort.
Because just a few simple lifestyle changes can put a whole bunch of money back in your wallet.
- Always shop the sales or get paid to shop with websites like Ebates! (Click here to sign up and you’ll get a $10 welcome bonus after your first purchase!)
- Save money on groceries with Checkout 51 and Ibotta (Get a $10 welcome bonus for Ibotta if you use this link)
- Pack your lunch
- Do your own nails (FYI, you can even get your own a gel UV light)
- When traveling, use Air Bnb (Get a $40 travel credit when you use my link)
- Shop at thrift stores – check out sites like Poshmark (Sign up here with code KCRUZ012 and you’ll get your first $5 to shop!)
- Use your points on your credit cards
- Stick to water (take your water bottle with you everywhere)
- Cut cable, stick to Hulu
- Find a whole bunch of free/cheap date ideas
- DIY gifts instead of fancy expensive ones
- Save your loose change
- Don’t subscribe to e-mails from stores (avoid temptation!)
- Stay on track using the envelope method or any other savings method that works for you
- Don’t do groceries when you’re hungry
- Invite your friends over for game night instead of going out
- Buy your books on half.com or better yet – go to the library
- Sell your used books on half.com (this is how I made some extra money in college)
- Have one no-spend day per week (don’t buy anything. nothing. nada.)
- Let your hair go au-natural – coloring your hair is expensive!
- Renegotiate your bills whenever possible
- Enroll in an automatic savings plan
- Share meals when you’re at a restaurant
- Take advantage of happy hour
- Buy a coffee machine
- Set-up an at-home gym
- Buy generic
- Don’t leave your lights on
- Do NOT go to the mall when you’re in a bad mood
- Cancel any memberships you’re not using
- Don’t save any credit card info on your phone or online
- Buy in bulk whenever it makes sense
- Do DIY home improvement stuff (Youtube can teach you almost anything)
- Meet your friends for coffee instead of dinner and drinks
- Buy seasonal decor right after the season ends
- Use your crockpot and make big meals that you can save for later
- Have a smart thermostat
- Use your dishwasher
- Rearrange your closet (You’ll find clothes you haven’t worn in months and it’ll feel brand new)
- Carpool with your friends
- Don’t spend your $5 bills
- Cut those coupons! Every penny helps!
- Shop at the Dollar Store
- Finish eating all the food in your pantry before buying more food
- Always pay your credit cards on time – aka, no interest payments
- Switch to a bank with lower/no fees
- If you’re a student, learn about any student discounts available to you and use them
- Make DIY cleaning supplies
- Find a good meal plan and stick to it
- Eat less meat, make a salad instead (Cuz ya know, meat is expensive!)
What do you think?! Think a few of these are doable? How else do you save money? Let us know in the comments!
Now that we’ve talked about saving money, want to know how to make some money on your own terms? If you’re looking to start a profitable side hustle, check out my step-by-step guide (with screenshots) on how to start a blog! I’ve been blogging for six years and I’d love to walk you through the process!
Already a blogger and ready to take your blog to the next level?
Here’s an an awesome course I recommend that’ll walk you through growing your following, working with brands, and making money the first year!
OTHER STUFF YOU MIGHT LIKE:
- Generation Y Redefines Success
- How To Be Rich in Your Twenties
- The 5 Most Valuable Lessons Grad School Taught Me
- Pursue a Lifestyle, Not a Job
- Why We Need to Get Over Our Fear of Rejection
- Don’t Wait, Be Happy Now
- The 5 Best Investments You Can Make in College
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I love AirBnb, a lot of times you can get major discounts for staying a week or month. I recently moved to Germany and its half the cost of what I payed for my tiny apartment in NC
I would love to cut my cable. Sadly though my husband doesn’t fell comfortable giving it up but it would be such a money saver if we did!
All PERFECT ideas. Sharing this on Twitter – it’s quite the list!
Coming Up Roses
religiously doing half of the list! (because the other half isnt applicable for me cause im not form the US or bc our culture isnt into it (memberships, dishwashers (we wash by hands). My fave is numbers 1,2, 5, 12, 13, 23 and 15 when I was still a student and library is an easy access. Borrowing books from the library now is a bit of hardwork bc only few public libraries are available in our area and I might end up paying penalties for books not returned on time. lol. As of no. 22 I manually do it. It all takes super discipline. lol. Also, credit cards isnt really a staple card in our country. I’ll follow the tip whenever I have one. I haven’t traveled yet but I’m always interested for airbnb.
Thanks for this Kayla. As always, your blog rocks! 😀
These are all great! We’ve done so many of these (or should I say do?) in our quest to pay off our mortgage. I need to work on really conquering #44. Without it I end up with so much waste!
This is a great list! I am sharing on my Facebook page. Thank you for sharing it.
Great article ? Cutting down on household bills is for sure helpful. I know it helped me when working to get my finances under control. Another thing that helped me is selling stuff that was just sitting around on Ebay. Always brings in some spare cash ? Thanks for this article!
The real measure of your wealth is how much you’d be worth if you lost all your money. –Anonymous