Changing jobs can be scary, but it can also be really exciting. I recently made a HUGE job change and hands-down, it’s the best thing I’ve ever done. But making a decision like that, it’s not something you should take lightly. This is your life we’re talking about here, so you should make career moves only after you’ve taken certain things into account. Things like this…
I tell you guys all the time, don’t take jobs ONLY for money, but when you’re considering a job change, let’s face it, you still have to think about it. If your new job is going to pay you more than your current job, then heck, that’s awesome! But if changing jobs will consist of taking a pay cut, then you really need to sit down and do the numbers. Ask yourselves hard questions. How much do you need to make to pay the bills? What can you cut back on? You need to have a strong grasp of your finances or you’ll find yourself stressed out all the time, unable to do a decent job at your new workplace.
Money isn’t the only thing you have to think about before changing jobs. You also ought to take your potential new lifestyle into consideration. What do I mean by lifestyle? Well, how will your commute to and from work be? Will it be 15 minutes or an hour? Will you drive there? Walk there? Take your bike? And what are your hours like, huh? What time will you have to be at work? What time do you see yourself getting home every night? Those are all big things to consider before changing jobs because the answers to those questions will certainly affect the way you live your lives and how much time you have to spend with the people you care about the most.
The Day-To-Day Tasks
Before making a job change, you should have a pretty good idea of the tasks you’ll be performing on a daily basis. Are they things you enjoy doing? Or, do you at least enjoy doing MOST of them? Accepting a job before fully understanding what you’re actually going to be paid to do is risky, so those are the kinds of questions you should be asking whenever you interview for a new job.
Sure, you’ll have unexpected work that comes up every once in a while, but the core of what you do should be explained when you’re thinking about taking a new job. Because guys, if you hate your day-to-day tasks, you’re going to find yourself absolutely miserable in a new job. I don’t care how much money they’re offering you. Don’t do that to yourselves.
The Work Environment
I think most people underestimate the importance of their work environments when applying for a new job. In my experience, the work environment has been just as important to my job satisfaction as the actual work itself. But what exactly does your work environment encompass? Well, things like the size of the place you’re thinking about working at. Is it a big firm? A start-up? Or is it a small mom-and-pop shop? Does it have a casual, everyone-works-together vibe or is it a stuffy corporate workplace where people don’t talk to each other? We all have different preferences, and each of us enjoy different work settings, so make sure you ask questions that fill you in on the kind of work environment you can expect. That way, you know what you’re getting yourself into, and you can find yourself in a work environment that you thrive in.
When you get a new job offer, you’re usually super excited and you can’t wait to start your new gig. But before you do that, you need to understand the benefits being offered to you to make sure that you’re fully covered for all kinds of emergencies. Now I get it, this stuff is confusing! #Adulting is hard! But that’s where Aflac comes in, to help make this stuff a little easier.
Aflac doesn’t offer major medical insurance. Instead, Aflac offers supplemental insurance, which is designed to complement your major medical insurance to help fill the holes in your health care coverage. Don’t think you need supplemental insurance? Well, you really ought to think things through a little bit more.
SHORT TERM DISABILITY INSURANCE
Take short-term disability insurance, for example. Let’s say you get hurt and can’t work. Having a disability insurance policy in place can help cover what your paychecks would have. That way, you can focus on getting better while maintaining your current lifestyle, and then, you can get back to work. You know, us millennials, we think we’re invincible. We think that disability and illnesses are things that only older people have to worry about. But in reality, it can happen to any of us, and disabling illnesses and injuries often lead to really big medical bills. Now I don’t know about you, but I don’t have money to deal with that, so whether you’re single, married, with children, or without, you should consider supplemental disability coverage. To learn more about it, visit aflac.com/disability.
So those are just a few things to think about! What else should you consider before taking a new job? Let us know in the comments!
For more information about supplemental insurance, visit aflac.com or ask your human resources manager which Aflac supplemental insurance policies are available to you.
You can also check out Aflac’s Benefits Estimator to calculate the amount Aflac can provide to help with out-of-pocket costs not covered by your major medical insurance.
Coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, coverage is underwritten by American Family Life Assurance Company of New York.
I was selected for this opportunity as a member of Clever Girls and the content and opinions expressed here are all my own.
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